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» ProPay: Accept Credit Cards

ProPay offers a simple, safe and affordable service that gives you the ability to accept your customer's credit and debit cards. No special equipment is required to use ProPay and there are no complicated contracts or fees. Please click on one of the links to learn how to use ProPay.   SIGN UP


ProPay Vs. Traditional Merchant Account

Note: Account details apply to non-affiliated ProPay Accounts. If you are affiliated with a ProPay partner special pricing may apply. Please check with your affiliated organization for details.
ProPay Traditional Merchant Account
Internet processing Yes No
E-mail billing Yes No
Telephone processing (optional) $24.95 / year No
Set-up Fee No Fee $30.00 - $400.00
Monthly Fee No Fee* $10.00 - $50.00 / month
Statement Fee No Fee $10.00 - $25.00 / month
Gateway Fee No Fee $15.00 - $30.00 / month
Monthly Minimum No Fee $20.00 +
Annual contract commitments No Yes
Terminal Lease Unnecessary $39.00 - 65.00 / month
Terminal Purchase Unnecessary $695.00 - 1195.00
Processing Fees
(Discount rate** + per transaction) 		3.50% + $0.35 2.50% - 4.00% + $0.20 - $0.50
* There is a $35.00 annual fee
** non-card-present transaction

Type Fees
Annual Fee $35.00
Transaction Fee 3.50% + $0.35
Transfer Fee $0.35

Incidentals

Fees

Chargeback on a Credit Card

$15.00

Return fee on electronic check (ACH) transfers

$10.00

Non-Sufficient Funds
(negative balances in ProPay Account)

$20.00

Retrieval Requests

$10.00

Investigations

$10.00

How a transaction works:

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