» ProPay: Accept Credit Cards
ProPay offers a simple, safe and affordable service that gives you the ability to accept your customer's credit and debit cards. No special equipment is required to use ProPay and there are no complicated contracts or fees. Please click on one of the links to learn how to use ProPay.
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ProPay Vs. Traditional Merchant Account
Note: Account details apply to non-affiliated ProPay Accounts. If you are affiliated with a ProPay partner special pricing may apply. Please check with your affiliated organization for details.
|
ProPay |
Traditional Merchant Account |
| Internet processing |
Yes |
No |
| E-mail billing |
Yes |
No |
| Telephone processing (optional) |
$24.95 / year |
No |
| Set-up Fee |
No Fee |
$30.00 - $400.00 |
| Monthly Fee |
No Fee* |
$10.00 - $50.00 / month |
| Statement Fee |
No Fee |
$10.00 - $25.00 / month |
| Gateway Fee |
No Fee |
$15.00 - $30.00 / month |
| Monthly Minimum |
No Fee |
$20.00 + |
| Annual contract commitments |
No |
Yes |
| Terminal Lease |
Unnecessary |
$39.00 - 65.00 / month |
| Terminal Purchase |
Unnecessary |
$695.00 - 1195.00 |
Processing Fees
(Discount rate** + per transaction) |
3.50% + $0.35 |
2.50% - 4.00% + $0.20 - $0.50 |
* There is a $35.00 annual fee
** non-card-present transaction |
| Type |
Fees |
| Annual Fee |
$35.00 |
| Transaction Fee |
3.50% + $0.35 |
| Transfer Fee |
$0.35 |
|
Incidentals
|
Fees
|
Chargeback on a Credit Card
|
$15.00 |
Return fee on electronic check (ACH) transfers
|
$10.00 |
Non-Sufficient Funds
(negative balances in ProPay Account)
|
$20.00 |
Retrieval Requests
|
$10.00 |
Investigations
|
$10.00 |
How a transaction works:
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| 
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